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Building wealth has little to do with your income or investment returns and more to do with your savings rate. The value of wealth is relative to what you need. A high savings rate means having lower expenses than you otherwise could, and having lower expenses means your savings ...

Blame is nothing but an easy way out of taking responsibility for your own outcomes. It’s a lot easier to point a finger at someone or something else instead of looking within yourself. 

Blame is not constructive; it does not help you or anyone else.

People always remember how you made them feel.

Taking the focus off of yourself and putting it on someone else can help others perceive you in a better light: make someone feel appreciated, find a point of commonality to bond over or share something interesting you’ve learned.