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Don't invest if you don't understand

You've worked very hard for your money. Don't gamble on investments you don't understand, nor listen to pitches unless you solicited them.

There is a huge difference between long-term and short-term investing. Many people don't invest in stocks because they are afraid of losing money in the short term. But, that only affects you if you need money in the short term.

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Two of the most common investment questions are "what do you invest in " and "what are the best investing strategies"?

The best investing strategies are where you can maximize your return while minimizing the risk.

  1. Never buy a financial or investing product from someone you just met.
  2. Getting returns over 12% per year is ridiculously hard. If it sounds too good to be true, it is.
  3. If you don't understand it, don't invest in it.
  4. If one of your fri...

You do not have to have a lot of money to start investing.

  • You could start by investing your spare change with Acorns.
  • An inexpensive platform is Ally Invest. You can get started with Stock and ETF trades for $4.95 with no account minimums. Mutual funds ar...

Bad investing advice can come from many quarters, such as wealth expos or financial advisors. If anyone promises you any type of return over 12%, 99% of the time, they are probably playing you.

There are great financial advisors out there, but many people who sell investment produ...

After you maxed out your 401k, Roth IRA, and SEP-IRA, invest the rest in the following:

  • 70% in index funds. They are low-tax since minimal trading is done within them.
  • 20% in individual equities that you plan to hold for the long haul like A...

Three essentials for successful investing: Invest in things you understand with low fees and minimal taxes.

Taxes can take a massive chunk of your investments' future earnings, so minimize their impact as much as possible. With long-term ...

Many people get poor investment returns because they get emotional. Emotions around investing are simply due to a lack of knowledge.

Curb emotions through reading investing books and blogs. Once you realise how investing works, it will help take the emotion out of it.

For short-term investing, keep your money in a bond fund like the Vanguard Total Bond Market Index Fund or a certificate of deposit (DC) at your local bank.

If you are willing to take on a bit more risk, put your money in a balanced index fund like the Vanguard Wellesley Income Fund, which...

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 Investing defined

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Most of the time, this is best achieved through the acquisition of productive assets.

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Every investor’s principal goal is to reduce all possible investment risks while simultaneously increasing investment opportunities. Learn all about diversification and untold secrets. This will help anyone start their investment journey.

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1. Try Robo Investing

There are many digital investing services out there that will assists you in investing if you are a newbie. Before, there was a high barrier to entry for investing. But now, a website and digital assistant can guide you through the process. 

Do a quick search on Robo investing to learn more...

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