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Cultivating a growth mindset and embracing challenges
Developing adaptive thinking and problem-solving skills
Effective learning frameworks and approaches
To change your habits, you first need to know your current habits and then decide which ones you should change.
Replace unhelpful habits with more constructive ones, such as putting money aside on payday. Pick only one or two habits to change at a time.
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Consider what you are saving for. If you're not sure what you really want in the long term, you can try a thought experiment:
Underlying many of our difficulties with saving is that we only pay attention to our most immediate needs rather than prioritising a long-term saving strategy. We may also have an impulse to keep purchasing items to show off, such as a new phone (even if your exi...
People want to save for many reasons: for unforeseen circumstances, retirement, holidays, or to avoid debt. Others think it is a good idea to save because they should.
While not everyone is in a position to save, of those who can save and knowing its benefits, few do it.
Find a balance between your immediate needs and your more optional desires so that you can stay happy and motivated while setting aside enough toward your long-term goals.
On the one side, we often think something is essential when it's optional. But it is as common for pe...
"Making money is art and working is art and good business is the best art." ~ Andy Warhol
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