Turn your saving behaviours into a habit

To change your habits, you first need to know your current habits and then decide which ones you should change.

• Think where you are wasting money on habits of behaviour that don't support your goals, such as automatic renewal subscriptions.
• Another habit that prompts spending is feeling depressed or having some spare money.

Replace unhelpful habits with more constructive ones, such as putting money aside on payday. Pick only one or two habits to change at a time.