Real estate investing, even on a very small scale, remains a tried and true means of building an individual's cash flow and wealth.

Wealth Without Cash teaches aspiring real estate investors how to use creative financing strategies—like subject-to, seller financing, and private money—to acquire properties without needing personal cash or credit. The book is a masterclass in solving seller problems while building long-term wealth.

Big Idea

1. Creative Financing Unlocks DoorsTraditional bank loans aren’t the only path to real estate. Strategies like subject-to (taking over existing loans) and seller financing (sellers act as the bank) create win-win opportunities for investors and sellers alike.Takeaway: Real estate success is less about resources and more about resourcefulness.

Key Insights

2. Real Estate is About Solving ProblemsSellers often care more about solving personal challenges—like avoiding foreclosure—than receiving an all-cash offer. Approaching deals with empathy and creativity leads to better outcomes. Action Step: Shift your mindset from “How can I buy this house?” to “How can I solve this seller’s problem?”

Be A Problem Solver

3. Private Money Is A Game-ChangerBuilding relationships with private lenders (individuals who lend money for real estate deals) allows you to scale quickly without relying on your own funds. Takeaway: Trust and transparency are the foundation of successful private money partnerships.

Using Private Money

4. Scripts Build ConfidenceThe book provides exact scripts for talking to sellers, making it easier to negotiate deals and build trust. Action Step: Practice these scripts until they feel natural—confidence and clarity matter in seller conversations.

Practice Is Key;

5. Mindset Over Money The biggest obstacle isn’t a lack of cash—it’s self-doubt. Adopting a problem-solving mindset and taking consistent action are more important than financial resources. Action Step: Replace excuses with solutions. For example, “I don’t have money” becomes “Who can I partner with?”Catch our Mindset Monday posts @joe_altitude on insta

Mindset Matters

6. Build a Winning Team Delegating tasks to a team (virtual assistants, transaction coordinators, etc.) allows you to focus on finding and closing deals. Takeaway: Success isn’t a solo game. Start small but think big about your team’s potential impact.

Team Building

Aspiring real estate investors who lack capital or credit.Seasoned investors looking to scale using creative strategies.Anyone curious about problem-solving through real estate.

Who Should Read This Book?

1. Learn and Practice Scripts: Use the seller negotiation scripts to build confidence.﻿2. Network with Private Lenders: Share your vision and look for individuals willing to fund your deals.﻿3. Focus on One Strategy: Master subject-to or seller financing before diversifying into other approaches.﻿ ﻿ ﻿

Top 3 Action Steps;

Wealth Without Cash is a powerful resource for anyone seeking to break into real estate without traditional financing. It’s a mindset shift and practical playbook rolled into one. Pace Morby reminds us that creativity and relationships can unlock opportunities far beyond what cash alone can achieve.Pace has build a community of real estate investors and would be investors. If you are serious about Real estate. Let's connect https://www.linkedin.com/in/jodyogden/

Final Thoughts:

Growing your real estate portfolio doesn't necessarily require money--and Pace proves it with this amazing book (Grant Cardone, New York Times bestselling author of The 10X Rule). Tap into creative acquisition strategies with this Wall Street Journal bestseller. Supercharge your real estate investment portfolio with creative deals, the fast and affordable way to build wealth in any marketplace. Pace Morby--TV host of A&E's Triple Digit Flip and the king of creative finance--will guide you to success. From seller financing to subject-to deals, Pace will show you the innovative tactics he used to build a portfolio that includes more than 1,000 properties and $150 million in assets--all without using his own cash. Whether you're a beginner or have already started your own real estate business, this book will fully prepare you to find off-market leads, uncover sellers' motivations, negotiate with confidence, close more deals, build a team, and much more. Wealth without Cash has everything you need to become a millionaire investor without risking your own capital. With this book, you will: <ul> <li>Build a portfolio of off-market deals without using your cash</li> <li>Convince any seller to do business with you through proven scripts and win-win solutions to common concerns</li> <li>Identify your strengths and build a team to support your needs</li> <li>Shift your mindset to fuel your creative finance journey</li> <li>Learn how to tackle entity structuring, taxes, paperwork, and legal concerns like the due-on-sale clause</li> </ul>

Wealth Without Cash

Jody Ogden Ogden