• Spender vs. Saver:  Spenders can see so many creative possibilities when it comes to money. On the other hand, a saver’s first instinct is to not spend their money.
• Nerd vs. Free Spirit: Nerds genuinely look forward to organizing their budget. Free spirits... need the nerds to help them make a realistic budget. 
• Safety vs. Status: People who value safety want the security that money can bring.  They need to watch out for living in fear (that keeps them from giving generously, investing in retirement, or even spending money on things they really need).
• Your Family and Childhood: The way you heard your parents talk about money—or not talk about it—definitely influenced your attitude about it from an early age. This alone won’t define your money mindset, but it’s good to be aware of.

The truth is that money is just a magnifying glass—it makes you more of who you are.

 If you’re kind and generous, you’ll be even more kind and generous with money. If you’re rude and self-centered, you’ll be even more rude and self-centered with money.

Money is simply a tool, and you get to determine what to do with it.