Understanding the Psychology of Money and What It’s Costing You - Deepstash
The Psychology of Money

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How to develop a healthy relationship with money

How to create a budget

The impact of emotions on financial decisions

The Psychology of Money

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What Is the Psychology of Money?

What Is the Psychology of Money?

The psychology of money is the study of our behavior with money.

Success with money isn’t about knowledge, IQ, or how good you are at math. It’s about behavior, and everyone is prone to certain behaviors over others.

Once you become aware of your tendencies, you can harness the power of your own mind, your thoughts and your will—and you can literally change your life.


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Why the Psychology of Money Matters

Self-awareness is a valuable tool. You need to learn more about the way your mind works if you want to grow. Whether we’re talking about money or life as a whole, knowing yourself is a huge factor in creating meaningful change.

Personal finance is 20% head knowledge and 80% behavior. That’s why getting out of debt relies on changing your behavior instead of throwing a bunch of numbers and formulas at you.


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Ways Psychology Affects Your Money

  • Spender vs. Saver:  Spenders can see so many creative possibilities when it comes to money. On the other hand, a saver’s first instinct is to not spend their money.
  • Nerd vs. Free Spirit: Nerds genuinely look forward to organizing their budget. Free spirits... need the nerds to help them make a realistic budget. 
  • Safety vs. Status: People who value safety want the security that money can bring.  They need to watch out for living in fear (that keeps them from giving generously, investing in retirement, or even spending money on things they really need).
  • Your Family and Childhood: The way you heard your parents talk about money—or not talk about it—definitely influenced your attitude about it from an early age. This alone won’t define your money mindset, but it’s good to be aware of.


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How the Psychology of Money Affects Your Decisions

The truth is that money is just a magnifying glass—it makes you more of who you are.

 If you’re kind and generous, you’ll be even more kind and generous with money. If you’re rude and self-centered, you’ll be even more rude and self-centered with money.

Money is simply a tool, and you get to determine what to do with it.  


1.68K reads





The psychology of money is the study of our behavior with money.


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