Teach Me Money (Pt. 1) - Deepstash

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Three Types Of Income

Three Types Of Income

Earned - money derived from paid work. Ex: If you work a job (highest tax).

Portfolio - money received from investments, dividends, interest, and capital gains.

Ex: If you trade stocks.

Passive - money you get neither from your portfolio nor earned income, and does not require an ongoing effort. 

Ex: Cash flow & Assets (never taxed).


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“Saving money will NOT make you rich”.



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Earn Diversely

  • Many people who want to make more money are aware of multiple streams of income, but often make the mistake of trying to add multiple jobs.
  • Diversify the way you generate income.
  • Educate self on investing, assets, and entrepreneurship.

* Fun fact: Winnings from the lottery is considered passive income.


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“The rich don’t have jobs, they have assets.”



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Definition: Property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies.

Ex: Art, collectibles, jewelry, stocks, bonds, treasury bills/notes, gold, silver, homes, land, cars.


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Where To Buy Assets

Where To Buy Assets

  • Auctions
  • Brokerage companies
  • Yard-sales/Flea-markets
  • Facebook marketplace
  • E-Bay
  • People you may know

*Always perform due diligence to avoid potential scams.


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 Money Is A Secret Weapon

Money Is A Secret Weapon

Money is a form of protection , a defense in times of need - Ecclesiastes 7:12

  • Lay-offs happen, tires blow out, and emergency expenses can arise at anytime. An emergency savings will help you be prepared and ready.
  • This proves Robert Kiyosaki’s statement, “Saving money will not make you rich,” true.
  • Money is not to be hoarded to reach a certain amount of wealth. Money must be managed and distributed wisely in order to effectively manage affairs.


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Money As A Tool

Money As A Tool

Different tools are used for different projects. Therefore, money is best generated and utilized on a diverse basis. The goal is to maximize.


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Ways To Grow Money

  • High-yield Savings accounts
  • Certificates of Deposits (CDs)
  • Money Market Funds
  • Money Market Deposit Accounts
  • Treasury Bills and Notes
  • Bonds
  • Gold & Silver


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Smart girl with a big heart. I talk about finances, personal growth, and the real stuff. Let’s win! I ♥️ Humanity 🤝🏾🫱🏾‍🫲🏻🫱🏾‍🫲🏽🫱🏾‍🫲🏿 🌎


You may have heard the quote that “‘money is a tool” before. And of course, using a tool requires knowledge. Therefore, before spending money, gain knowledge of how to efficiently utilize it.


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