With any product/service/commodity, you can choose to save it, consume it, lend it, invest it or any combination of the four.
Each choice is dependent on your appetite for risk & reward
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How to develop a healthy relationship with money
How to create a budget
The impact of emotions on financial decisions
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Everything has an opportunity cost. To choose to invest time in one thing means deciding not to invest time in all the other things. It can mean missing the gains you could have been making in the direction you really wanted to go. Pursuing any calling comes with risk. When there's uncertai...
Not many people are able to continue their new year resolutions after about four months. It is only after many annual resolution abandonments that a small number of people succeed. The initial steps are hard.
Kaizen, the theory of ‘one small step’ has two aspects:
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