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Financial personality
We all spend, save, and invest differently. That’s because we’re all inherently different people with different personalities.
Knowing your financial personality can help you make a plan to spend more responsibly and come up with a budget that works for you.
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MORE IDEAS ON THIS
Spendthrift
The Spendthrift has a spend-first mentality.
How you can improve:
- Combining responsibility with a little bit of spending is the key.
- If you’re sick of seeing dismal savings rates in your bank account, upgrade to a
215
772 reads
Frugal Saver
Being a Frugal Saver means all your money is going towards saving.
How you can improve:
- Oversaving won’t make you happy. Spend responsibly.
- If you’re not saving, you may also not be investing. Investing allows you to grow your money ...
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902 reads
Financial Sage
How you can improve:
- You’re probably depriving yourself of something, even if that’s just a cup of coffee now and then.
- If you're concerned about money, try to make more money by getting a side hustle.
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YOLO Spender
YOLO Spenders will spend it all, happily.
“You Only Live Once,” they tell themselves.
How you can improve:
- One of the best options for those who overspend is p...
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815 reads
CURATED FROM
IDEAS CURATED BY
"Making money is art and working is art and good business is the best art." ~ Andy Warhol
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Other curated ideas on this topic:
What a Budget Does
As a personal financial planning tool, a written, monthly budget allows you to plan for how you'll spend and/or save your money each month and also keep track of your spending patterns.
With a budget, you can begin to prioritize your spending and better manage your money and financia...
Financial Personalities
There are five different types of financial personalities, each of them having their own set of values and outlook towards money:
- The Big Spenders: The ones who place a high value in their possessions, and identify their worth with the things they can buy, at any cost.
Financial wellness
Financial wellness can be defined as the fact of prioritizing one's spending on whatever brings you joy or investing in retirement.
If possible, make this exercise with an expert's help, as it is extremely important to take the right decision when it comes to the way you choose to spend you...
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