What Kind Of Financial Personality Are You? - Money Under 30
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Financial personality
We all spend, save, and invest differently. That’s because we’re all inherently different people with different personalities.
Knowing your financial personality can help you make a plan to spend more responsibly and come up with a budget that works for you.
244
1.33K reads
Frugal Saver
Being a Frugal Saver means all your money is going towards saving.
How you can improve:
- Oversaving won’t make you happy. Spend responsibly.
- If you’re not saving, you may also not be investing. Investing allows you to grow your money over time.
- Investing doesn’t have to be all about stocks and bonds, you can invest with just a few cents thanks to apps, or you can invest through Robo-advisors who do nearly all the work for you.
252
875 reads
Financial Sage
How you can improve:
- You’re probably depriving yourself of something, even if that’s just a cup of coffee now and then.
- If you're concerned about money, try to make more money by getting a side hustle.
213
969 reads
Spendthrift
The Spendthrift has a spend-first mentality.
How you can improve:
- Combining responsibility with a little bit of spending is the key.
- If you’re sick of seeing dismal savings rates in your bank account, upgrade to a high-yield savings account.
214
745 reads
YOLO Spender
YOLO Spenders will spend it all, happily.
“You Only Live Once,” they tell themselves.
How you can improve:
- One of the best options for those who overspend is paying yourself first. Put a chunk of money into your savings account every paycheck.
249
786 reads
CURATED BY
"Making money is art and working is art and good business is the best art." ~ Andy Warhol
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