Learn more about moneyandinvestments with this collection
How to delegate tasks efficiently
How to use technology to your advantage
How to optimize your work environment
Frugal Saver
Being a Frugal Saver means all your money is going towards saving.
How you can improve:
- Oversaving won’t make you happy. Spend responsibly.
- If you’re not saving, you may also not be investing. Investing allows you to grow your money over time.
- Investing doesn’t have to be all about stocks and bonds, you can invest with just a few cents thanks to apps, or you can invest through Robo-advisors who do nearly all the work for you.
253
899 reads
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Financial Sage
How you can improve:
- You’re probably depriving yourself of something, even if that’s just a cup of coffee now and then.
- If you're concerned about money, try to make more money by getting a side hustle.
216
1K reads
Financial personality
We all spend, save, and invest differently. That’s because we’re all inherently different people with different personalities.
Knowing your financial personality can help you make a plan to spend more responsibly and come up with a budget that works for you.
245
1.39K reads
Spendthrift
The Spendthrift has a spend-first mentality.
How you can improve:
- Combining responsibility with a little bit of spending is the key.
- If you’re sick of seeing dismal savings rates in your bank account, upgrade to a
215
769 reads
YOLO Spender
YOLO Spenders will spend it all, happily.
“You Only Live Once,” they tell themselves.
How you can improve:
- One of the best options for those who overspend is p...
251
810 reads
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"Making money is art and working is art and good business is the best art." ~ Andy Warhol
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Create a simple investing strategy
A good early retirement investing strategy should be simple, focused on stocks, bonds, and real estate, and be executed consistently.
- Ensure to have both a short- and long term investing strategy.
- Only invest in what you understand.
- Stick with asset...
5. Use a Stocks and Shares ISA
By investing in stocks and shares ISA, you let your money grow tax-free. This means, all your profits will be completely yours.
So, do some research and find the best deals. Those which allow a higher ISA allowance and give a well-diversified portfolio are the best to invest in.
Four Steps To Building Wealth
- Don’t Be a Consumerist: keep your expenses as low as possible without sacrificing the quality of life. Spend money on things that yield lasting benefits.
- Have An Emergency Fund: this gives you freedom and peace of mind to deal with issues without having to upset your lo...
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