Stop Wasting Time On Losers

• You can't know everything. Be humble.
  
• Never blame others for your unhappiness. Take responsibility.
  
• Don't waste time on losers. You might become one of them.
  
• Most of us have a twisted idea about love.
  
• You actually don't have a lot of time.
• Learning never stops. 
• Sometimes you need to distance yourself from others and be alone.
  
• Small decisions lead to big outcomes.

Ask yourself: 

• How much time am I wasting on things that give me zero fulfillment? 
• Do I like my job? 
• Do I like the people in my life?

You can't just think good thoughts and assume your life will be better. 

We can't just think something. We need to act on it. 

Be an originator of the action, of new ideas and be the first to start something new.

Set an example. No matter what it is, be the first one who does something.

From comparing our lives to others. Why do you think you look at things as a sacrifice? Compared to what? “Well, so and so is having an avocado salad at a rooftop bar in SoHo.” Who gives a shit. ⚠️

But that doesn’t mean we should follow through on every single thought that pops into our mind.

Every time you start thinking about future events or start making mental movies, keep count on a post-it note or a small piece of paper. Be aware of your thoughts. But don’t follow through.

Write it down when you’ve gone over your budget. The negativity you feel will help prevent you from overspending more or doing it again. Just think of this step as damage control.

If you try to deprive yourself too much, you’ll binge later and throw all your hard work out the window. 

A spending binge can set you back far more than treating yourself occasionally, so go for the occasional minor splurge. Just keep your treats within your spending limits and you’ll be fine.

The goal is to learn each concept in a way that they each become like a well-known puzzle piece. 

In order to master a concept, you not only need to know it but also to know how it fits into the bigger picture.

Instead of highlighting or underlining, rather take brief notes that summarize keys concepts.

If you already have an opinion about something before you've even tried to figure it out, chances are you'll over-value information that confirms that opinion.

Think about what kinds of information you would expect to find to support alternative outcomes.

The “fundamental attribution error,” is when we excuse our own mistakes but blame other people for theirs.

Give other people the chance to explain themselves before judging their behavior.

This becomes a problem when you’re spending for a life you can’t afford. It puts pressure on your budget and encourages you to live in a paycheck to paycheck cycle.

Assess your financial situation, cut back on your expenses, prioritize your money goals, and then come up with a new spending plan.

It’s hard to stick to a budget that doesn’t have a goal.

When there isn’t one, your budget becomes an afterthought rather than a spending plan to reach your financial goals.