Make Back-Ups Of Everything

  • Make sure to back up your computer files.
  • Make duplicates for your car and home keys.
  • Scan your IDs, passports and bank details, and put it all in a secured folder on your computer.

Keep all your financial records, birth certificates, land titles and insurance in one folder, preferably in a safe.

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Self Improvement

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Don’t Rely On Your Memory

If you want to remember things, don't rely on your memory. Put it in writing or in a digital notebook.

Have a designated place for everything
  • Sort out your clothes, cleaning materials and everything else and keep them in labeled containers or closets at home. 
  • Organize your work space well so that your every move is conserved, knowing exactly where everything is.

Doing this will take time, but it is easier to find what you need.

Scan all your photos to save space and ensure that you don’t lose these precious memories. 

Schedule a time every day to de-clutter and to clean up.  15 - 30 minutes should be sufficient.

Keep The Hotspots Clean

Take note of the places at home or at the office that collect clutter and tidy them up daily.

Use apps to record your monthly accounts and spending.  

This will help you to know exactly where your money goes. The app can also send notifications to remind you when accounts are due.

Donate all unused books and clothes to a charity or sell them.

As an experiment, try to donate or throw out something you don't use before buying something else.

Alternatively, throw out one unused item every day for a month.

Dispose of expired canned foods and medicines to minimize the clutter and make space for new supplies.

Learn To Delegate Tasks

Create a list of responsibilities for each family member. Review the list with them weekly to ensure that all tasks are being attended to. De-cluttering is easier as a team effort.

Practise keeping your home and life organized by packing things away immediately after using them. It may take a few minutes now but will save more time later.

Unsubscribe

Unread magazines, catalogues and email are just a waste of time, money and space. If you haven't read a single email from a newsletter or other publication, just unsubscribe. 

Create an itemized list of home or office supplies so that you don’t run out. Don't overstock.

Minimize food wastage by labelling all items in your fridge. Include the expiration date.

It is tiresome to clean everything on a single day. Rather create daily, weekly and monthly schedules for cleaning, distributing the tasks evenly.

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Organizing our Lives

We all are juggling life's important areas: work, office, home, health and fitness, our finances and relationships.

It is not easy to juggle so many things all at once, and some areas may get neglected.

14

IDEAS

Brand name products

You don’t have to spend money on the big brand names.

Your local grocery or drug store might have a store brand or sell a generic version. In most cases, the ingredients are pretty much identical.

Common budgeting mistakes
  1. Not Tracking Expenses: it's impossible to stick to your budget if you don't know where your money is going.
  2. Buying on Impulse: Impulse buying is expensive. 
  3. Becoming the Victim of Budget Busters.
  4. Being So Frugal It Makes You Miserable: you’ll binge later and throw all your hard work out the window. 
  5. Trying to Do Everything as Inexpensively as Possible.
  6. Not Asking for Help.

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