10. Conquer addictions

Don't hold your happiness hostage to the achievement of long term goal. If you do that, your happiness is always in the future. Always a hostage and the future doesn't exists right now, does it?

Don't create your year, create your day. Figure out the perfec...

• Take action.
• Write down all the action steps you will need to take to get you from here to there.
• Set up a calendar. Assign your action steps to specific days or weeks. Allow yourself time for interruptions or changes.
• Keep those close to you invo...

By investing in stocks and shares ISA, you let your money grow tax-free. This means, all your profits will be completely yours. 

So, do some research and find the best deals. Those which allow a higher ISA allowance and give a well-diversified portfolio are the best to invest in.