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Piper E.
@pipge474
Basic car maintenance
You do not need a professional mechanic to sort out many of the simpler car problems.
There are all sorts of easy and helpful instruction videos available to repair or maintain your car for cheap.
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Elizabeth V.
@elizabethvv67
9 Money Myths & Mistakes That Could Cost You
Myth: Shop Early for the Best Deals
While early holiday shopping can snag you discounts and the best selection, you are most likely to get the best deal just before holiday shopping.
Retailers need to move h...
Myth: Buy Coupons for Huge Discounts
Coupons are sold in lots to allow couponers to stock up on the best deals.
While coupons are great to save money, it does not make sense to spend on coupons in order to save. Coupons vary greatly by geographic location and store, and may not apply to your geographic area. Instead of buying coupons, get the Sunday paper for better ads, download an app or keep a coupon binder to stash extras.
Myth: Always Buy in Bulk
It makes sense to stock up on non-perishable items such as soap and canned goods.
However, buying wholesale perishable items like fruit and milk might mean it goes to waste if you can't consume it before the expiration date.
Alexis T.
@alexis_tt19
It's About Time You Stop Wasting Money
Measure your expenses
Take a hard look at how much you are spending day to day. Every time you spend money, write it down as it happens in a little notebook or log it into an app.
Alternat...
Aiming to save pounds, not pennies
Get a cheaper living situation: Live in a smaller house that needs less stuff to fill it or get a roommate.
The personal finance rule of thumb is to spend no more than one-third of your income on rent.
You Can Cook
If you can read, you can cook. If you can read and cook, you can use meal planning and prep to save time, money, and improve your health.
Base your menu for the week on two things: what you already have in the house and what is on sale at your supermarket.
Lucy
@lucy_d72
Personal finance tips that don't require frugality
Be Creative To Afford What You Want
By following the conventional path of "school to loan to university to work" you risk running into serious debt. Being creative is a potential way to lessen or eliminate that.
Maybe finding a different and cheaper way of doing the same thing, doing a yard sale or getting a side job… Put your mind to it and you may find ways to get a financial boost.
The Problem With Mutual Funds
When you buy mutual funds, you are charged a purchase fee upfront. This is a one-time payment to the fund management institution. Annually, you will be charged with a percentage of management fees, commonly known as “expense ratio”, which can be expensive.
Beware when advisors at your bank recommend mutual funds to buy. They might be earning a sales commission.
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