When tempted by these thoughts, it is important to take a step back and ask ourselves whether we are just making an excuse to buy something. A habit must come from within, not externally.
If the habit/skill requires something to start, buy something cheaper or find substitutes with things you already own, develop a habit from it, then decide whether or not you'd like to upgrade into a better device/tool.
Materialistic things are simply tools that assist and enhance your experience, they are not the core of the habit. Knowing this can save us a lot of energy and money.
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More often than not I find myself wanting to buy things that I don't need, yet I can still come up with reasons of why I need that thing. It often results in me not using them after a week and wasting my time, money and energy.
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