“A dream doesn't become reality through magic; it takes sweat, determination and hard work”.

“I am prepared for the worst, but hope for the best”.

“It's how you deal with failure that determines how you achieve success”.

“A budget is telling your money where to go instead of wondering where it went”.

“When buying shares, ask yourself, would you buy the whole company?”

“Every time you borrow money, you're robbing your future self”.

“The Stock Market is designed to transfer money from the Active to the Patient”.

The real measure of your wealth is how much you'd be worth if you lost all your money.

” An investment in knowledge pays the best interest”.

“The price of anything is the amount of life you exchange for it”.

Don't look for the needle in the haystack. Just buy the haystack”.

“The amount of money you have has got nothing to do with what you earn. People earning a million dollars a year can have no money. People earning $35,000 a year can be quite well off. It's not what you earn, it's what you spend”.

Taking some or all of these nuggets of wisdom to heart can help you be a more effective investor, money manager, and person.

DAVID FEHERTY

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