Banks and financial institutions offer Cardholders the option of paying for certain purchases through Equated Monthly Instalments (EMI).
In fact, several card issuers even walk that extra mile, to offer interest-free EMIs with tenures ranging from 3 to 36 months.
This is a useful option for those who do not wish to pay for large purchases in one go. Instead, they are comfortable spreading out the re-payments over a few months.
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