Figure out your needs

People tend to feel badly about themselves when they feel powerless to get their needs met. 

Clarify for yourself what you need and don't expect others to fulfill your every want. What people, places, or experiences are must-haves to live a fulfilling life? What aspects of your life—if r...

Begin with this:

• What do you value?
• What do you want to experience in your life?
• What makes you uneasy or gives you anxiety?

For example: You value financial freedom, and so by principle, you are going to put your extra cash toward re...

Once a budget is set up, it is not always that easy to stick to it. But that doesn't mean you have to give up because you've failed once or twice.

• Remember the big picture. A budget keeps you out of overwhelming debt and help you build to financial freedom.
• ...