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Once a budget is set up, it is not always that easy to stick to it. But that doesn't mean you have to give up because you've failed once or twice.
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Budgets are necessary for running any business efficiently and effectively.
A budget is an estimation of income and expenses over a set time. It is usually drawn up and re-evaluated periodically.
Budgets can be made for a person, a group, a business, a government, or anything else that makes and spends money.
A budget shows the trade-off made when one item is exchanged for another. The result is:
"Making money is art and working is art and good business is the best art." ~ Andy Warhol
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Ask yourself what you think a realistic amount is to spend on gifts for yourself and others. It should be a number that you can realistically afford without dipping into your savings or creating credit card debt.
Then do your best to stick to your budget without getting ca...
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