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When a paycheck, birthday check, or any money at all arrives, that’s the moment it should be entered in your budget. Not before, and not too long after. Not only does this make paydays even more magical, this gets you in the right mindset to only budget the money you have.
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A common budget pitfall is when you use your budget as an expense tracker alone but you do not let it influence your spending habits.
Check your budget before you pull out that debit card.
On some days looking through your budget before you spend, you’ll get a resounding YES to spend ...
Budgeting to zero means that when you create your budget, your income minus your expenses add up to zero. Income – expenses = $0
Budgeting to zero gives you financial clarity, you give every dollar you earn a job, even if that job is savings or an extra loan payment.
Budgeting to zer...
Sticking to a budget can be quite hard the first time you try it, therefore before I show you how to develop a budget, let’s explore the budgeting habits that can make your adjustment to your budget a landslide.
Following up from the above, once money comes in, set up some automatic transfers or put some cash aside for YOU. Paying yourself first ensures that you have the financial security to make future-you very happy. Even small amounts will grow into something larger, which can eventually pay for that...
Writer, artist, Accountant and a forever learner. Learning, loving, Hoping.
These ideas state the money habits to develop that will help in creating and managing a budget.
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It’s about letting go of a mindset of scarcity where you think there is not enough money and welcoming your life with more fun, happiness, safety and prosperity.
But sometimes when you’re afraid of not having enough money to pay your rent, buy food, pay for tuition… any time you’re despera...
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