The smart people are also the lucky ones

Luck rarely just happens... You can cheat the odds through learning. 

There are different levels of luck based on how you seriously you treat your mind:

1. Hope that luck finds you.
2. Effort to get smarter so luck finds you.
3. Spot Ideas by being serious about your learning.
4. Destiny. You connect concepts and generate new ideas so to attract opportunities. 

Based on Naval's 4 types of luck idea.