Lose no time; be always employed in something useful; cut off all unnecessary actions.

6. Industry

13. Humility

Make no expense but to do good to others or yourself; i.e., waste nothing.

5. Frugality

Wrong none by doing injuries, or omitting the benefits that are your duty.

8. Justice

My intention being to acquire the habitude of all these virtues, I judged it would be well not to distract my attention by attempting the whole at once, but to fix it on one of them at a time; and, when I should be master of that, then to proceed to another, and so on, till I should have gone thro' the thirteen; and, as the previous acquisition of some might facilitate the acquisition of certain others, I arranged them with that view, as they stand above.

How to acquire these virtues, Franklin advised:

Resolve to perform what you ought; perform without fail what you resolve.

4. Resolution

Speak not but what may benefit others or yourself; avoid trifling conversation.

2. Silence

Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.

7. Sincerity

Avoid extreams; forbear resenting injuries so much as you think they deserve.

9. Moderation

Be not disturbed at trifles, or at accidents common or unavoidable.

11. Tranquility

Rarely use venery but for health or offspring, never to dullness, weakness, or the injury of your own or another's peace or reputation.

12. Chastity

Let all your things have their places; let each part of your business have its time.

3. Order

Tolerate no uncleanliness in body, cloaths, or habitation.

10. Cleanliness

Eat not to dullness; drink not to elevation.

1. Temperance

WikipediaIn "The Autobiography of Benjamin Franklin," we find a list of thirteen virtues "all that at that time occurr'd to me as necessary or desirable."

8. Justice

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4. Justice