While UPI is the simplest form of making instant payments, it comes with a few constraints. One of the major drawbacks is the issue that occurs if you accidentally paid money to the wrong UPI ID.
Usually, it is difficult to get your money back if you accidentally paid it to the wrong UPI ID. There are low chances that the receiver would be willing to pay the money back..
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India retains the top spot with 25.5 bn real-time payments transactions, followed by China with 15.7 bn transactions. We are using these Services in our daily life.
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