Review Your Past Month's Spending - Deepstash
Review Your Past Month's Spending

Review Your Past Month's Spending

Online banking and budgeting software and apps help you categorize spending so you can make adjustments. For instance, with online banking, you can categorize your money for expenses, such as rent, food and utilities.

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Categorizing Your Current Spending

Categorizing Your Current Spending

It's important to have an overview of your money and where it's being spent. It's possible to fit your expenses into these four categories:

  • Fixed Costs (Rent, Bills, Loans)
  • Important Investments (401k, Roth IRA)
  • Financial Goals (Home Payments, Vacat...

5. Analyzing Your Expenses

5. Analyzing Your Expenses

Expenses can be categorized in 2 ways:

  • Fixed
  • Variable

Review your spending from the last 3 months.

Categorize expenses as:

  • Needs
  • Wants

Cut back on your expenses

Cut back on your three biggest expenses.

  • Housing: The easiest way to do this is by house hacking, where you rent or buy a 2 or 3 bedroom apartment and rent out the extra rooms to offset or make money on your rent or mortgage.
  • Transportation:...

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