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This Year, Accept That You Will Break Your Budget
The action phase
The New Year's resolution or 'action phase' is when you're highly motivated for change. Use it to set things in motion and automate as much as you can.
- Put your bills on autopay
- Start using a savings app
- Cut out any subscriptions you don't really need.
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Phases of motivation
People cycle through periods of motivation, especially in the New Year. It’s best to harness these bursts of 'can-do energy' whenever they appear.
The action phase
The New Year's resolution or 'action phase' is when you're highly motivated for change. Use it to set things in motion and automate as much as you can.
- Put your bills on autopay
- Start using a savings app
- Cut out any subscriptions you don't really need.
The maintenance phase
If you don't have a plan when the New Year's glow has worn off in a few months, you will stop doing whatever you promised to do.
To force yourself to stick to a budget:
- Write down everything you spend.
- Add it up at the end of every week.
- Submit a report to help keep you accountable.
Coping with relapses
It is common to have a setback. Once the initial streak of success has worn off, you may lose momentum and fail to press on.
Do not take an all-or-nothing approach. Do not stop altogether. Instead, be flexible and learn from your mistakes.
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New Year's resolutions
New Year Resolutions are a disaster for a majority of us.
They feel unpleasant due to the fact that we see them as an event. The time, process, dedication, and commitment we need to them done...
Event Vs Process
All events have a backstory, a history, some amount of risk and sacrifice.
- If we focus on the event only, we will not be able to do anything with our lives.
- If we follow the process, daily making ourselves better and stay committed, we end up getting the life we desire.
Losing weight
As we know, exercise in any form makes us better.
Instead of complicating the process and making it a big event, just smoothen the daily process. Make a habit of going out to exercise by getting up early, wearing the right clothes, packing the gym bag at night, so that you remove friction from the activity.
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New Year Resolutions that Stick
Whether it is a resolution to lose weight, to do more exercise, or to consume less sugar, we all have encountered hardships trying to stick with them.
Health-related New Year Resolutions are ...
One Thing At A Time
Making resolutions requires no effort, but if we decide to suddenly shift towards improving too many of our behaviors at once, it can backfire.
Focus on one thing that you want to change, at a time, and commit to it.
What You Can Control
You may not be able to change the external circumstances, stressful situations, or work environment. What you can do is control how you react to negative forces and stressful situations.
For example: If you get unhealthy food at your home, you can control how or when you eat it.
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One Step Daily
Most people do not stick to their New Year's resolutions because they focus on the entire task.
By just focusing on the daily small steps, one is able to create a successful daily routine.
Keep It Practical
Dial back your goal for the New Year to be a more practical, pragmatic one, and your chances of success will rise dramatically.
Don't be too hard on yourself.
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