The action phase - Deepstash

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The action phase

The New Year's resolution or 'action phase' is when you're highly motivated for change. Use it to set things in motion and automate as much as you can. 

  • Put your bills on autopay
  • Start using a savings app
  • Cut out any subscriptions you don't really need.

Coping with relapses

It is common to have a setback. Once the initial streak of success has worn off,  you may lose momentum and fail to press on.

Do not take an all-or-nothing approach. Do not stop altogether. Instead, be flexible and learn from your mistakes. 

Phases of motivation

People cycle through periods of motivation, especially in the New Year. It’s best to harness these bursts of 'can-do energy' whenever they appear.

The maintenance phase

If you don't have a plan when the New Year's glow has worn off in a few months, you will stop doing whatever you promised to do. 

To force yourself to stick to a budget:

  • Write down everything you spend.
  • Add it up at the end of every week.
  • Submit a report to help keep you accountable.

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