This Year, Accept That You Will Break Your Budget - Deepstash

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This Year, Accept That You Will Break Your Budget

thecut.com

People cycle through periods of motivation, especially in the New Year. It’s best to harness these bursts of 'can-do energy' whenever they appear.

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The New Year's resolution or 'action phase' is when you're highly motivated for change. Use it to set things in motion and automate as much as you can. 

  • Put your bills on autopay
  • Start using a savings app
  • Cut out any subscriptions you don't really nee...

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If you don't have a plan when the New Year's glow has worn off in a few months, you will stop doing whatever you promised to do. 

To force yourself to stick to a budget:

  • Write down everything you spend.
  • Add it up at the end of every week.
  • ...

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It is common to have a setback. Once the initial streak of success has worn off,  you may lose momentum and fail to press on.

Do not take an all-or-nothing approach. Do not stop altogether. Instead, be flexible and learn from your mistakes. 

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