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Before purchasing non-essential items ask yourself:
Kakeibo translates as "household financial ledger" and is a simple approach to managing your finances.
For the past 116 years, kakeibo has been effective in helping people make smarter financial decisions.
The idea behind kakeibo is to help you understand the relationship with money by keeping a ledger with all incoming and outgoing transactions.
The difference from other budgeting systems is that kakeibo emphasizes the importance of physically writing things down as a way to observe your ...
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# Writing every transaction down
# Using a spreadsheet to track your spending habits
# Loving credit cards
# Never thinking of purchases in terms of *present* value
# Studying computers (there are loads of unfilled computer jobs)
# Using tools that aggregate all of y...
Having a high salary does not automatically make you rich; having a low salary does not automatically make you poor.
Your net worth is more important than how much money you make. It’s amazing how many people don’t realize this simple truth. All that matters is how much you save out of you...
Frugal people do spend money, but want the maximum bang for the buck, without stressing themselves.
Frugality does not mean compromising quality, neglecting your social life, or being a cheap stake. It is about making smart spending choices, like buying second-hand clothing, avoiding ...
published 6 ideas
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