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Piper E.
@pipge474
Arrested Development: saving money the safe way
There is one lesson everybody who watched this TV show must have learned: when saving money, better put it in a safe place than risking to lose it all. For instance, you could find as reliable savings, accounts that will not only keep your money safe but also enable you to increase your savings.
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Lola F.
@lolaf237
Managing your stress in tough economic times
Stress while managing your money
Everybody has been, at some point in their life, stressed over money. Fortunately, there are tips which one can find extremely useful in periods difficult to manage.
For instance, w...
Keep track of your financial stressors
When facing money issues, you might find that a good solution is making a plan.
This implies identifying your financial stressors as well as establishing ways to decrease your expenses.
Turn stress into opportunities
Whenever you find yourself in difficulties related to how to handle the stress that managing your money brings, try to not give in to addiction, but rather seek professional support or, even better, think outside the box and find new ways to turn the issues into opportunities in order to make necessary changes.
Aubrey
@aubrey336
When you should use credit
When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:
- When you're traveling, you'll get be...
When you should use cash
- When you have an emergency: Cash is accepted everywhere, so have some on hand. Dave Ramsey recommends having at least $1,000 in an emergency fund.
- When you want to limit your spending: Psychologically, we spend less money when we use cash as you can see the money leaving your hand.
- When you want to make healthier purchases: Customers who pay with cash are less likely to make impulsive purchases.
- When you want to have a better relationship with the things you buy: When you pay with cash, you may feel a deeper sense of connection and pride in the item you purchased.
- When you want to make a small purchase at a small store: Every dollar you spend at a small store, they're losing two cents automatically - a cost that could eat up into their already small profits.
When you should use debit
- When you want to avoid getting into (more) debt: Since your debit card is connected to a checking account, you theoretically only spend what is available in your account.
- You want to pay for everyday purchases conveniently—things like gas, groceries, and coffee.
- When you want to limit your spending, but don’t want to carry cash.
- When you want the best of both worlds between cash and credit.
Valentina Y.
@val_yy28
10 tips for speaking like a Ted Talk pro
Know your audience
Know who you are speaking to. It will help you tailor the talk and will help keep the audience engaged.
Is the audience of your speech going to be mainly fellow psychol...
Keep it simple
"I imagine that I'm going to present to my grandmother, who had a fifth-grade education." Barry Schwartz, PhD
Remember that there also used to be a time when you didn't know the information you are delivering.
Give a talk that makes people feel like they're smart and like they want to learn more about the topic.
Emphasize connection over content
Talk to persuade, not just to inform.
Rattling off facts and figures and talking at the audience isn't effective if they aren't interested in what you are saying.
Be clear about what you want the audience to walk away with when they leave and use that intent as a structure to frame your talk.
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