If you owe lots of people money, there is pressure to pay it all back. 

Buy a simpler car with cash, rather than a fancy one with debt. Get rid of credit cards. Shop more sensibly. Make a budget. This is a hustle but worth it.

1. When you get people to vote themselves money, that is a slippery slope into socialism, and that one has its issues for those that paid attention to history.
2. If I give you money, I made you a second-class dependent citizen. That makes them feel misera...

First manage the money you do have, then use your money to generate more money. You don't need to think about investing until you're out of debt and have multiple ways of generating income.

• Use the 90/10 rule, where only 10% is used on speculation.