The 1 Hour/Day rule

One can develop healthy spending habits and avoid wasting money by using the simple 30-day rule: Whenever there is an urge to spend on something, just wait for 30 days.

One can buy whatever is required while making sure that the basics of personal financial management (budgeting a...

1. Review your spending, taking an inventory of all your purchases. This provides a better understanding of where the money goes.
2. Start to look at what all spending can be curbed (it will be a lot) and one can start small, like by not buying the candy at the grocery store while waitin...

Start your day by doing some exercises. You don't have to do a full workout. You can do yoga, take a walk outside, do some pushups or squats, or anything that gets your blood flowing and heart pumping.

Feeling energized has to be generated. Exercis...