2. Debt Awareness:

As good as it sounds, personal loans have its own disadvantages such as:

• Some personal loans have higher interest rates because since it doesn't require collateral and are unsecured, the risk of not paying the lender back is high; and
• It can a...

1. Create a Financial Calendar: prevent yourself from forgetting quarterly tax payments and to get credit reports.
2. Check Your Interest Rate: Pay off loans, open saving accounts and negotiate credit debts based on interest rates.
3. Track Your Net Worth: The dif...

Carrying credit card debt is a great way to negatively compound your net worth.  But credit itself is important.

Likely the biggest expense over your lifetime will be interest costs on your mortgage, car loans, student loans, etc. Having a solid credit score can save you tens of tho...