How about the first time you signed up for a credit card in University? Did the promo staff on campus offer you a free Frisbee as part of the registration package? With no understanding of the basics of money management and a card with a $5,000 limit you might’ve unfortunately fallen on the wrong side of trick or treat.
Every decision has a consequence and simply putting out your proverbial pillowcase could land you anywhere on the spectrum of trick or treat.
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Hustle, creativity, community, embracing the unknown and walking the fine line with the decisions we make are just a few examples of the life lessons October 31st can offer
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Similar ideas to Ouch trick
Take an existing cue you have, but trick yourself into triggering a different behavior.
If you want to quit coffee, you could give away the coffee machine and put a box of tea or a glass of water on the countertop.
The trickiest form of debt, which is literally bleeding our finances, is the credit card debt. Make sure you know what the interest rate being charged is. Know that a 2% interest rate per month is actually 24% per annum.
If you stay out of debt by paying the total due on t...
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