When you should use debit
- When you want to avoid getting into (more) debt: Since your debit card is connected to a checking account, you theoretically only spend what is available in your account.
- You want to pay for everyday purchases conveniently—things like gas, groceries, and coffee.
- When you want to limit your spending, but don’t want to carry cash.
- When you want the best of both worlds between cash and credit.
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