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When you should use credit
When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:
- When you're traveling, you'll get better rates for foreign exchange fees when you're traveling abroad. Travel rewards cards will also offer travel insurance.
- When you need security, credit cards have no liability for fraudulent charges and you can cancel or freeze your card instantly.
- When you want rewards. Most credit cards now will give you rewards for using them.
- When you’re making charges for work because you don't have to front the money. You can get reimbursed before the bill is due.
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MORE IDEAS FROM THE SAME ARTICLE
- When you have an emergency: Cash is accepted everywhere, so have some on hand. Dave Ramsey recommends having at least $1,000 in an emergency fund.
- When you want to limit your spending: Psychologically, we spend less money when we use cash as you ca...
- When you want to avoid getting into (more) debt: Since your debit card is connected to a checking account, you theoretically only spend what is available in your account.
- You want to pay for everyday purchases conveniently—things like gas, grocerie...
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There is one lesson everybody who watched this TV show must have learned: when saving money, better put it in a safe place than risking to lose it all. For instance, you could find as reliable savings, accounts that will not only keep your money safe but also enable you to increase your savings.
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published 5 ideas
Know who you are speaking to. It will help you tailor the talk and will help keep the audience engaged.
Is the audience of your speech going to be mainly fellow psychologists, health professionals, other professional groups, students or consumers? What do they want and...
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Everybody has been, at some point in their life, stressed over money. Fortunately, there are tips which one can find extremely useful in periods difficult to manage.
For instance, whenever you read bad news about the state of the economy, you might want to consider taking a moment...
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