When you should use credit

When you should use credit

When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:

  • When you're traveling, you'll get better rates for foreign exchange fees when you're traveling abroad. Travel rewards cards will also offer travel insurance.
  • When you need security, credit cards have no liability for fraudulent charges and you can cancel or freeze your card instantly.
  • When you want rewards.Most credit cards now will give you rewards for using them.
  • When you’re making charges for work because you don't have to front the money. You can get reimbursed before the bill is due.

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