1. Determine Regular Income and Expenses: Identify your regular sources of income and expenses.
2. Plan Monthly Expenses: Create a budget for daily needs, entertainment and savings.
3. Record Daily Expenses: Write down all your expenses to know your spending pattern.
4. Monthly Evaluation: Analyze and evaluate at the end of every month to find out which areas need improvement.
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This book discusses practical ways to record expenses and income, as well as reflect on spending habits to achieve financial balance.
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