Credit cards can earn you rewards if used smartly.Example:<ul><li class="ql-align-justify">Use a credit card for everyday purchases. You might get cash back or points for future discounts—free money for buying what you already need.</li><li class="ql-align-justify">Join loyalty programs at your favorite stores. They often offer perks that save you cash over time.</li></ul>

Skill 7: Use Credit Cards Wisely

"The best time to plant a tree was 20 years ago. The second best time is now."

"Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful."

Skills that earn you good money, like coding, marketing, or sales.Example:<ul><li>Think of online marketing. If you learn how to create ads, you can help businesses grow and get paid well for it!</li><li class="ql-align-justify">Coding is another high-income skill. Create apps or websites and charge people for your work. It’s like having a money-making machine in your pocket.</li></ul>

Skill 2: Learn High-Income Skills

Protect your time and energy for what matters.Example:<ul><li>Your friends invite you out, but you have a deadline for a project. Learning to say “no” means you can finish your work and still have time to hang out later.</li><li class="ql-align-justify">You get asked to help someone with a task that doesn’t benefit your goals. If you say “no,” you free up time to focus on your own success instead.</li></ul>

Skill 3: Say NO More Often

Investing helps grow your money over time.Example: <ul><li>Even if you make just $1,000 a month, invest $200. It builds a habit that’ll pay off when you earn more.</li><li class="ql-align-justify">Put your money into stocks or even a savings account with interest. Watching your money grow is rewarding! Even if you only earn a little, invest a portion. It could be in stocks or a small business. Start building that habit early!</li></ul>

Skill 5: Start Investing NOW

Tailored clothes look better and can save you money in the long run.Example:<ul><li class="ql-align-justify">Buy a basic shirt for $20 and have it tailored for $30. You’ll look sharp without spending hundreds on designer brands!</li><li class="ql-align-justify">Instead of splurging on trendy outfits, find quality pieces and tailor them to fit perfectly. You’ll stand out for less.</li></ul>

Skill 6: Get a Good Tailor

Travel can inspire, but too much can distract you.Example:<ul><li>A short trip to a new city can spark creativity. But if you travel every weekend, it’s hard to settle down and work on your goals.</li><li class="ql-align-justify"> Plan a productive trip where you can work while exploring. This way, you get the best of both worlds without losing focus.</li></ul>

Skill 4: Travel Smart, Not Often

Hey, listen up! Your money situation reflects how you handle life. Want to be a millionaire? You need millionaire skills! Today, I’ll share 7 ESSENTIAL SKILLS that could help you get rich—skills I wish I knew at 18. Some I used to make my first million, and others I missed out on. But you don’t have to! Stick around, and you might even do better than I did!

INTRODUCTION

News can overwhelm you. Focus on your goals instead.Example: <ul><li>For instance, you’re trying to study for an important exam, but every time you turn on the TV, you’re bombarded with bad news. Instead of focusing on your grades, you’re stressed about world problems you can’t change.</li><li class="ql-align-justify">A friend spends hours scrolling through news feeds and misses out on learning a skill that could help them earn money. What if they spent that time on something like coding instead?</li></ul>

Skill 1: Stop Watching the News

This guide is for teens and young adults who want to learn the skills that can lead them to wealth. If you’re ready to change your life, let’s dive in!

I firmly believe that anybody who masters these skill sets will become a millionaire... as long as they have the right business model. And I share the best model here: https://youtu.be/gNRGkMeITVU 

The 7 Millionaire Skills I Wish I Knew At 18
0:00 Intro
0:45 Stop doing this
2:47 The skills that pay the bills
4:10 Say YES less often
5:09 Have more stability
7:01 The skill I wish I had sooner
10:36 Get yourself a Tailor
13:15 Leverage credit cards

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My name is Iman Gadzhi. I started this channel in 2015: before I’d found any success - so scroll back to see me trying to be a personal trainer, the harsh realities of dropping out of high school, building one of the leading online advertising agencies, all the way through to me making $30m by the age of 23: I don’t hide anything.


Skill 4: Travel Smart, Not Often

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