You're 18? YOU NEED These Skills

News can overwhelm you. Focus on your goals instead.

Example:

• For instance, you’re trying to study for an important exam, but every time you turn on the TV, you’re bombarded with bad news. Instead of focusing on your grades, you’re stressed about world problems you can’t change.
• A friend spends hours scrolling through news feeds and misses out on learning a skill that could help them earn money. What if they spent that time on something like coding instead?

Skills that earn you good money, like coding, marketing, or sales.

Example:

• Think of online marketing. If you learn how to create ads, you can help businesses grow and get paid well for it!
• Coding is another high-income skill. Create apps or websites and charge people for your work. It’s like having a money-making machine in your pocket.

Protect your time and energy for what matters.

Example:

• Your friends invite you out, but you have a deadline for a project. Learning to say “no” means you can finish your work and still have time to hang out later.
• You get asked to help someone with a task that doesn’t benefit your goals. If you say “no,” you free up time to focus on your own success instead.

Travel can inspire, but too much can distract you.

Example:

• A short trip to a new city can spark creativity. But if you travel every weekend, it’s hard to settle down and work on your goals.
• Plan a productive trip where you can work while exploring. This way, you get the best of both worlds without losing focus.

Investing helps grow your money over time.

Example:

• Even if you make just $1,000 a month, invest $200. It builds a habit that’ll pay off when you earn more.
• Put your money into stocks or even a savings account with interest. Watching your money grow is rewarding! Even if you only earn a little, invest a portion. It could be in stocks or a small business. Start building that habit early!

Tailored clothes look better and can save you money in the long run.

Example:

• Buy a basic shirt for $20 and have it tailored for $30. You’ll look sharp without spending hundreds on designer brands!
• Instead of splurging on trendy outfits, find quality pieces and tailor them to fit perfectly. You’ll stand out for less.

Credit cards can earn you rewards if used smartly.

Example:

• Use a credit card for everyday purchases. You might get cash back or points for future discounts—free money for buying what you already need.
• Join loyalty programs at your favorite stores. They often offer perks that save you cash over time.