Track your progress

Tracking your progress helps you understand how you’re doing and gives you a target to reach. This makes it easier to keep up with your momentum.

It makes you accountable to your goal and helps you to stay on track.

Whether it may be through a spreadsheet, an app, or a small notebook, tracking your spending is a surefire way of making sure you stay within the parameters of your spending plan.

... ten percent at a time:

• Prioritize your first steps: focus on one or two things you want to improve. Keep change simple.
• No step is too small: focus on gaining momentum.
• Celebrate small wins: Acknowledging progress is vital to consolidate the mom...