You don’t have to micro-manage every single penny. But get a rough idea of where you spend your money.
I suggest using an app that reminds you to input your expenses daily or weekly.
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Stop Wasting Money! Start Budgeting with the 50/30/20 Rule
cosmopolitanmindset.substack.com
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Passionate about self-improvement, personal growth, finance, and creativity. I love to inspire people to become the better version of themselves. Author @ www.cosmopolitanmindset.com
Stop Wasting Money: Master the 50/30/20 Budget Rule for Financial Freedom – Simple Steps to Take Control of Your Finances, Save More, and Achieve Your Long-Term Goals
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Similar ideas to 5 — Track your expenses.
Take a hard look at how much you are spending day to day. Every time you spend money, write it down as it happens in a little notebook or log it into an app.
Alternatively, use the envelope method. Make an envelope for each of your non-fixed expenses, like groceries, clo...
Use an app to get you into the routine of doing certain activities daily and weekly.
At first, it might feel silly to write day-to-day tasks down in an app, but the process of ticking them off and tracking your progress helps to get you into a routine.
You need to find out just where your time is going currently. You can use a pen and paper, a spreadsheet, or an app to visualize where you spend most of the hours in your day.
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