The Needs category includes everything necessary for you to live. That includes your debts, grocery expenses, tickets to commute to work or car expenses, and your utilities or medical expenses.
But, for sure, it doesn’t include your gym subscription. And, for sure, it doesn’t include your Netflix subscription.
If your life won’t drastically change without it, it’s not a need.
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Stop Wasting Money! Start Budgeting with the 50/30/20 Rule
cosmopolitanmindset.substack.com
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Passionate about self-improvement, personal growth, finance, and creativity. I love to inspire people to become the better version of themselves. Author @ www.cosmopolitanmindset.com
Stop Wasting Money: Master the 50/30/20 Budget Rule for Financial Freedom – Simple Steps to Take Control of Your Finances, Save More, and Achieve Your Long-Term Goals
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Similar ideas to Mistake 1 — Misclassify your needs
Needs are those bills that you absolutely must pay and are the things necessary for survival. These include rent or mortgage payments, car payments, groceries, insurance, health care,
When going out of your way for your beloved is nearly effortless and commonplace, you’re definitely committed. Examples of that includes: taking a lunch break to run an errand for them, rearranging travel plans so they get can get the time off to join you, or lending your car to make sure ...
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