*Just like compound interest multiples one’s savings, improving one’s mind daily, during the best hour of the day, multiplies one’s mental compounding interest.

This ‘mental’ compounding interest advice comes from investor Charlie Munger, in his book University of Berkshire Hathaway.

• The morning hours are usually the best hours of your day, and what you do at that time has the power to change your life.
• Keep yourself away from distractions and just focus on your morning goals, like meditating, reading, writing or exercising.
• Checking e-mail, watching t...