Forming the habits of an investor

Investors put their money to work. They know that the money they set aside today sets them up for financial freedom.

• An investor puts any excess money towards investments that will earn more capital.
• They value learning new skills and think of ways to use it to earn more money.
• When their income increases, they invest the difference.
• They don't use a credit card and have an emergency fund built up to cover at least six months worth of unexpected expenses.
• They don't follow trends but identify trends that will last, then find ways to use them by investing through the stock market or a startup.
• Their focus is on Return on Investment (ROI) to direct their decisions.
• They understand how to use compound interest to build long-term wealth.