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Learning A Foreign Language

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Learning A Foreign Language

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Warren Buffett

"Do not save what is left after spending; instead spend what is left after saving."

WARREN BUFFETT

1.55K

7.91K reads

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From consumer to investor

From consumer to investor

A consumer spends money and follows trends while an investor puts capital to work and takes advantage of trends.

Chronic consumers often go broke, and persistent investors often get rich.

1.11K

8.47K reads

Forming the habits of an investor

Investors put their money to work. They know that the money they set aside today sets them up for financial freedom.

  • An investor puts any excess money towards investments that will earn more capital.
  • They value learning new skills and think of ways to use it...

1.22K

4.41K reads

The "Opportunity Cost" mindset

Opportunity cost is the loss of potential gain from other choices when one alternative is chosen.

Every time you decide to buy something, you choose to lose out on investing that money. If you buy a brand new car you don't need for $30,000, you're missing out ...

1.08K

4K reads

Invest in yourself

Investing in yourself is one of the best investments you can make. Marketable skills make you valuable.

Listen to content about investing, side hustles, and entrepreneurship that will inspire you. Keep a notebook and write down information that stands out to you.

1.11K

4.62K reads

How to switch from consumer to investor

Individuals who have bad habits ingrained in them will take more effort and self-discipline to make the change. Know that you are able to make a switch. It's okay to take baby steps and work your way to becoming an investor.

  • Invest in yourself.
  • Star...

1.15K

3.83K reads

The chronic consumer

Consumers will remain consumers, even if their income increases.

  • Negative spending habits can destroy your financial life, and disrupt your mental health and relationships.
  • Credit card debt can put stress on the quality of your life an contribute to unhappiness.

989

5.24K reads

Discover if you’re a consumer

  • You feel the need to reward yourself after a hard day of work by buying new clothes/accessories or eating out.
  • Lifestyle creep controls your expenses. When your income increases, you buy a new car or a more expensive house.
  • You reserve your credit card for unexpec...

1.11K

5.6K reads

CURATED FROM

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summers_wdd

"Money does not guarantee success." ~ Jose Mourinho

Related collections

More like this

Pay Yourself First

Prioritise your savings, not saving what is left after spending.

When budgeting, consider what is necessary to cover your basic needs, then figure out how much you want to save. The leftover is spending money. If it helps, think of your savings and investments as a monthl...

The cash flow formula

The cash flow formula

The word "budget" is often synonymous with restricted and rigid, making you want to avoid it. Instead, use the term "cash flow."

The formula for cash flow is:

(Monthly income) - (Monthly expenses + saving) = (Money left to spend.)

Saving Money May Be Worthless

Saving Money May Be Worthless

The mere act of saving money by itself does not make one rich, or wealthy. Saving is not the magic sauce of retiring early and enjoying life to the fullest.

Wealth comes from investing. It is a direct effect of what we do with the money we save. Saving may well...

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