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Your income is also influenced by how well you market yourself. Your employer wants to pay as little as possible for your work while your goal is to be paid what you're worth. To bridge the gap, a smart person will negotiate his salary.
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While frugality is undoubtedly important in personal finance, boosting your savings can also be done by earning more money.
Your pay is also based on the quality and quantity of your work. If you've been making forty sales calls each week, find a way to do fifty.
Your education has a greater impact on your earnings than other influences such as age, race, gender, and location. According to the U.S. Bureau of Labor Statistics, the average college graduate earns twice as much as someone whose education ended with high school.
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