Being frugal is being economical with your choices in food and/or money. It is often correlated with being thrifty. However, frugality isn't a sustainable choice for many since plenty of people have difficulty changing their "I want it now" mindset.

Although being frugal can be helpful, it is not sufficient enough to help you reach your financial goal.

• The short-term decisions, impulsive buying, and the "I want it now" mindset is hindering every progress we make away from achieving our financial goals.
• We constantly spend on things that have little to no value for ourselves, such as lattes, dail...