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The Concept of Frugality
Being frugal is being economical with your choices in food and/or money. It is often correlated with being thrifty. However, frugality isn't a sustainable choice for many since plenty of people have difficulty changing their "I want it now" mindset.
Although being frugal can be helpful, it is not sufficient enough to help you reach your financial goal.
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Frivolous Spending
- The short-term decisions, impulsive buying, and the "I want it now" mindset is hindering every progress we make away from achieving our financial goals.
- We constantly spend on things that have little to no value for ourselves, such as lattes, daily pizza dinners, and even beer.
- We aren't consciously thinking about our money and the repercussions of each and every single choice we make.
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Conscious Spending
The people who are aware of this method are able to achieve their financial goals without much stress and still spend on the things they love. Here are the things they do:
- Sit down and extensively think and detail their expenses and where they plan on spending their money and have guilt-free spending
- Set up a high-interest savings account to lessen the hassle of deducting money monthly
Money is not only for us to save and pinch but also for us to enjoy.
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CURATED BY
Total food specialist. Friendly webaholic. Coffee fan. Proud analyst. Tv expert. Explorer. Travel nerd. Incurable beer advocate.
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