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A Minimalist Lifestyle

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Minimalism is not about what you own. It’s about reducing the things in your life that aren’t providing value, so you can have more space for the things that truly matter. 

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A Minimalist Lifestyle

A Minimalist Lifestyle

https://medium.com/s/story/a-minimalist-lifestyle-6c2872c28473

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Minimalism is not about what you own. It’s about reducing the things in your life that aren’t providing value, so you can have more space for the things that truly matter. 

Minimalism as a form of mindfulness

Minimalist could be about silencing the noise of an increasingly loud world, about calming the millions of thoughts that flow through my monkey mind and giving yourself permission to slow down and take a breath.

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Keep everything as simple as possible
The more credit cards you have, the more chances you have for identity theft and the more chances you have to miss a payment. The more investment accounts you have, the less attention you can give ...
Don’t ever let your “future self”...
...take care of your current situation.

Your future self might have more income, but it’s also fairly likely that your future self might have less income and you’ll find yourself in a really bad situation. 

Even if your future self is doing well, there are probably going to be other big expenses that you’ll want to deal with at that time, like buying a house.

Focus on...
  • Building an emergency fund: set up an automatic weekly or monthly transfer from your checking account to your savings, then leave the savings alone until an emergency appears.
  • Eliminating high-interest debt: Set up a simple debt repayment plan by organizing your debts by interest rate, then attempt to make a double payment on whatever debt has the highest interest rate.
  • Saving for retirement: It will actually end up being a much smaller burden than you expect,  lifted up by the pleasure of knowing that you’re securing your retirement.

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Clear your wardrobe
Take everything out of your wardrobe and pile it on the bed. 
  • Create 3 piles; things to go to charity, to sell or to the bin. 
  • Anything you haven’t worn in the past 6 m...
Trim your wallet

Take out all the cards in your wallet and go through what is needed on a regular basis. 

Get rid of your coffee loyalty cards, and any cards that are rarely needed put in in a safe place. The result is you have less to carry and getting to the card you need is easier.

Get rid of your Smartphone

Many things you are using your smartphone for are time fillers. You can read emails at home or at work. You need to plan for banking and google maps, most things you can live without. 

Go back to basics and buy yourself a simple phone. Try it for one month and see how you go.

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Epictetus

“Wealth consists not in having great possessions, but in having few wants.”

Epictetus
Rules for de-cluttering life
  • Don't buy the stuff you can't afford.
  • Live below your means
  • Get rid of things when they take up the space you need. Donate or recycle them.