The ballpoint pen was the equivalent of today's smartphone. Before the ballpoint pen, writing was a stationary act that had to be done on a certain kind of desk, with all the other things at hand that allowed you to write.

The ballpoint pen turned writing into something th...

There are many great budgeting apps. However, apps can be frustrating and boring to use, or we may just get lazy.

Sometimes a pen and paper work best because it gives you a hand in your budget. With this method, you can also change your budget when you need to include extr...

Balancing idea generation with idea evaluation is critical to the creative process.

• Set the criteria you'll use in your evaluation.
• Gather the information you need and resist the temptation to rely solely on your intuition.