Putting yourself last
2. Putting yourself last. We all want the best for our children and our families, but it’s dangerous to sacrifice your own future for them. Don’t be tempted to fund your child’s college education ahead of your own retirement—they can always take loans to continue their education, but there is no loan for retirement.
On the flip side of the coin is trying to financially take care of aging parents or other hard-up family members. While it can be difficult to watch your loved ones struggle, don’t allow their financial problems to become yours. It could start a cycle where your children feel obliged to sacrifice for you because your “retirement” was spent on the previous generation—and it could continue on down the line. Give yourself and your family the gift of a well-funded retirement.
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