13 PUBLISHED IDEAS
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Handling your emotions in times of great distress can be one of the most difficult obstacles one could face in life. When facing your emotions you must be able to recognize what will help you recover and what will cause you to go into a downward spiral. Emotions are complex and effect us all differently, these ideas are from my own rockbottom experience.
Your credit score is calculated using a mix of data, including your payment history, how much credit you have and length of credit history.
Here's the golden rule: Only charge what you can afford to pay every month in full.
Keeping your balances low will help boost your credit score. Aim to keep your debt utilization — which is amount of available credit you actually use — as low as possible.
There's no need to have a wallet full of credit cards, but having one or two that you use responsibly will help your score.
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